JA Group Helps Indian-Ghanaian Entrepreneur Secure Their Dream Holiday Home in London


 
 

Client: Kunal Ram
Region: Africa and Europe
Industry: Real Estate Services
Age: Undisclosed
Client AUM: Undisclosed
Client Since: 2020

Background

Mr. Ram is an entrepreneur who has spent the last decade building a successful business in the real estate services sector as a major supplier of sanitary fixtures, ceiling products, tiles, and more, for both residential and commercial projects. After identifying a property in the UK that he wanted to purchase, he approached JA Group for expert advice on the transaction. Mr. Ram sought our expertise to structure and help procure a mortgage provider for his property purchase.

 

 

Problem:

As a non-resident of the UK, seeking mortgage financing required circumspection. Careful thought had to be given to the type of financing to be procured and the steps that had to be taken to meet strict underwriting requirements by mortgage lenders. Furthermore, there had to be proper planning for stamp duty, inheritance tax, and other implications associated with property purchases in the United Kingdom.


Solution:

JA Group advised Mr. Ram on the best vehicle and financial structure to acquire his chosen property in London. He was introduced to financiers in the United Kingdom as part of a competitive bidding process which resulted in the selection of a mortgage provider that was able to underwrite the transaction despite its highly bespoke nature.


Client Remarks
:

“JA Group is very hands-on and professional, exceedingly helpful with their advice whilst following international norms and regulations. I would highly recommend them for their services.”

 

 

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